Braces Cost Calculator
Typical cost range, insurance coverage, and monthly payment by braces type.
What is a braces cost calculator?
A braces cost calculator works out the typical cost of braces by type, how much you pay out of pocket after insurance and the monthly payment over your chosen number of months.
How to use the braces cost calculator
Choose the braces type, enter how much your insurance covers and the number of months to pay over, then click Calculate. The calculator shows the total cost, what you pay and the monthly payment.
Braces cost formula
Out of pocket = Total cost − Insurance. Monthly payment = Out of pocket ÷ Number of months.
Example
Metal braces cost $5,000. With $1,500 of insurance cover and payment over 24 months: Total cost $5,000.00, You pay $3,500.00 and Monthly $145.83. Note that $3,500 is the out-of-pocket amount after insurance, not the total cost.
Frequently Asked Questions
How much do metal braces cost?
Metal braces typically cost around $5,000. Ceramic braces are about $6,000, Invisalign about $5,500 and lingual braces about $8,000.
How much will I pay out of pocket with $1,500 insurance cover?
For metal braces at $5,000 with $1,500 of insurance cover, you pay $3,500.00 out of pocket.
What is the monthly payment over 24 months?
Paying $3,500.00 over 24 months gives a monthly payment of $145.83.
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